018118055

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018118055 ,

I have a non-verbal inner voice which gives meta-commentary on my verbal inner voice. If I want to think about what I'm thinking, that's what is going on.

018118055 ,

My phone is my bank credentials, no other way to authenticate.

018118055 ,

Pretty much the same situation with any Finnish bank.

018118055 ,

I think the biggest risk is social engineering the elderly anyway

018118055 ,

Uh, it's been coined for decades now.

018118055 ,

Nokia sealed their fate when they spent $8bn on NavTeq. Switching to Android would have made the purchase valueless, and the people responsible for the acquisition were still in charge.

018118055 ,

Ah! Well, apologies.

018118055 , (edited )

Interest rates rose above 0% for the first time in a decade and suddenly profit became more important than growth.

Edit: actually I'm wrong and it's more complicated than that, but in essence the era of free money came to an end. Interest rates were increasing before 2020 in very gradual increments, but then went to zero, also accompanied by a lot of money being injected into the system.

https://www.macrotrends.net/2015/fed-funds-rate-historical-chart

So the sudden change at the end of the chart is what caused the regime change driving the trend of growth-driven companies trying to generate a profit - many not having a clue how to do it because they've never done it before.

018118055 ,

Would be great if the tax write-off would require the work to enter the public domain immediately.

018118055 ,

If buying is not owning, copying is not stealing. Simple as that.

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