I use Real Debrid with Stremio + Torrentio. I just need to figure out how to add the manual torrent search & download plugin for Real Debrid since I watch a lot of obscure British TV, not everything is hosted already.
For mainstream stuff, it just works. For obscure stuff, it's about 50-50 if it's on there.
Manually downloading torrents is just for stuff I'll be transferring to a mobile device, like audiobooks. And cracked software, I suppose. I needed Adobe Acrobat for something and torrented it.