@ajsadauskas@asklemmy I have been using Nextcloud on a cheap Australian VPS for a few months now. It is far from a perfect solution, it is slow, the quality of it's apps are.. mixed, BUT, I prefer it over the big tech solutions I used to use by far.
If you do want to go down this route, I recommend getting a cheapo VPS (4 GB of ram will do the job) or setup an old laptop or PC as a home server, then chuck the Nextcloud AIO docker image on it. It handles everything for you and makes life easy.