I don’t bother with streaming services anymore. I set up Navidrome on my home server for my music library and love it.
Also, I may be in the minority here, but I decided to start paying artists directly for their music. Whether it be buying a CD at a show or buying off of Bandcamp. I didn’t want most of my money going to Apple/Spotify, I want my favorite artists to at least get something for their hard work …
Yes, it’s more expensive if you expect to have the entire Spotify catalog at a moment’s notice, but I may be old fashioned in that I like listening to albums front to back, and tend to listen to a single album on loop for a long time. After I’ve worn out that album, then I’ll move onto another one. Buying about an album a month has worked out for me, which is about the cost of these subscription services (I know I’m definitely in the minority here in the way I listen to my library, but figured I’d share anyway).