You're using the bear analogy wrong. If the bear analogy was about statistics, they'd choose the human because statistically speaking, many, many more people are helpful than harmful. Especially compared to a dangerous wild animal.
People pick the bear because they themselves have been hurt too many times or have heard of people being hurt too many times. There is a perception that the bear is safer.
That can go both ways. And often people choosing the bear can be in a vulnerable state, which the likes of Andrew Tate preys on.