I think it is a bit of an unclear wording personally. "Made with", despite technically meaning what you're saying, is often colloquially used to mean "fully created by". I don't mind the AI tag, but I do see the photographers point about it implying wholesale generation instead of touchups.
I can give you a real answer, because I asked my wife this exact question (she's black and uses the skin tone closest to hers, I'm white and also just use yellow ones). She said it's so rare to get to choose a digital representation that matches her skin tone that she just thinks it's fun to get to do it for once.
I definitely agree that the beauty of ttrpgs is how many different things they can be to different people. We've got very different styles, but I think it's great you've found a way to play that works for you and your table!
I definitely dislike the idea of stopping the action and suggesting a direction. For my games I always try to aim for immersion, and this would really take me out of it.
I think you might have gotten the wrong idea about how I approach it, though. Part of keeping things surprising and impartial is avoiding changing things all the time secretly. That being said, I don't believe in a hard and fast rule of never fudging anything.
Here's an example where I would consider it. The players have been trying really hard to overcome an obstacle, and have had many setbacks already. They come up with an exciting and novel solution, but a bad roll happens on my end that would end this great idea in another failure. Because they've earned it by this point, and it will make for a more exciting game, I would likely fudge that roll and give it to them. I would do this in secret, because calling attention to it deflates the experience for the players.
I see the GM as a storyteller and entertainer, whose primary goal is to immerse the players into a story, and to create an exciting and unpredictable experience. Not everyone will view things like I do, and that's fine, but I wanted to clarify what I mean anyway. Hopefully that makes more sense now.
I agree with this. I've always seen the rules as a framework to assist in collaborative story telling and keep things impartial and surprising. At any point where they begin to do more harm than good, we can change them.
Unpopular suggestion these days, but I still find Pandora has the best discovery of the streaming platforms. If you pay for their premium you can make playlists and play songs on demand, too. It's not as good of a UI, but for me it does what I want better than Spotify.