Is there an AI technology that would help me not roll my eyes every time I hear AI? Can’t wait to add this to the garbage pile of popped bubbles next to NFT, blockchain and metaverse.
And I’m saying that as somebody who uses LLMs for work regularly, it is a useful tool, but the absolute delusional bullshit hype that imagines uses beyond its capabilities is exhausting.
LLM is amazing tech, but holy fuck I can't wait to get out of this bubble. Some of these applications sound like when they put radium in butter in the 50's, because atomic energy was so hype.
Pretty much this. It's the radium craze, or the ozone craze, or a whole bunch of other fads - everything has to have AI/LLMs integrated in some way or it's not "interesting" to shareholders.
Wow we really are marching right to towards a centralised digital currency with no privacy and no actually ownership.
Remember back in the day when owning stock meant u owned the actually stocks. Well now u own the right to the stocks but if the platform ur trading on goes under welp out of luck guess u don't actually own them.
This only applies to discount brokers, all of which are licensed, regulated brokers.
You do, in fact, “own” the stocks you buy.
The internal plumbing of securities clearing, settlement, and registration is not a concern to retail investors.
Stop buying into juvenile conspiracies.
And if for some reason you are still not satisfied, you can always opt for a "full service" broker or ask to register the shares in your name, both of which are much more expensive.
Vast majority of those who are vocal about “ownership” are from that reddit cult. They’ll drag you down to their level with nonsense and stupidity, trying to convince you that GameStop will make them multi-billionaires. Be careful and don’t waste too much of your time on them.
Apple Pay/Google Pay already exists though?? What's new?
The last credit card I got, it took me like a month or two to bother unpacking the physical card since right after signup I could already add the virtual card to Apple Pay through the bank app and I just used that.
They’ll try to pull out of Apple Pay/Google Pay. At least that’s what Walmart did / is doing for the longest time in favor of their CurrenC or whatever thing in the US.
Sadly, too many places around here don’t get support Apple Pay and even less Google wallet. It’s definitely improved the last few years, probably 80%, but not 100%, so I’ve had to carry mine. So close I can’t wait!
I'm getting old. Google keeps changing their touchless pay system and app. I got tired of switching after the third version of whatever Google is calling it now and gave up. Google pay, no Android pay, no Google wallet!
I did it when I was travelling to the US a few years back and the store clerk looked at me like I had two heads. It's so normal in Canada I never thought much of it, and here I was a celebrity in this store and everyone was just wow'd at the magic I'd done.
I’m in the US and use my watch or phone for nearly every purchase. I was at the farmers market this morning and used my watch for five transactions. The last time I used a card was at the dentist a few weeks ago.
I don't feel comfortable putting that much important stuff in one thing. If I lose my phone or my wallet, the other can do a lot to help cover for it until I get a replacement
I remember on reddit once someone from the US complaining about people assuming their bar had EFTPOS machines/pay wave saying "You wouldn't go to the grocery store without your wallet?!"
And me, in Australia just being like...but... I do? I almost never take my wallet with me to the grocery store...
(Although, because my student public transport card is the only thing I can't put on my phone, going out for drinks is one of the few times I'm almost guaranteed to have my wallet) (also because I want to have backups if something goes wrong while I'm inebriated)
I prefer carrying the plastic over carrying a tracking deivce everywhere with me. Then again, I'm one of those weirdos that also still carries cash.
(Note that I'm not saying you should ditch your phone—your priorities are doubtless different from mine—just that for me the tradeoff is not acceptable.)
Can you explain that one to me? Anyone can take my card and use it, no one can take my phone and use it.. also I would notice my phone being gone sooner. Cards dont have to transfer to other devices and have to be readded with the banks verification. A card is as easy as beep and draw an X, or not even have to "sign".
I can put my credit card number in any transaction directly, and so can anyone else. Digital payment can provide a random one time card number (at the expense of privacy, admittedly). Physical cards are absolutely not safer.
The funny thing is AI is not really mentioned in the rest of the article. I don't think any of the new technology being introduced has anything to do with AI.
I guess "AI" is just a synonym for "new stuff" now.
Within a decade, you’ll likely access all of your cards with one credential and choose which payment method you’d like to use. That includes not just credit and debit cards, but also buy now, pay later options and direct payments from your bank account.
Visa is rolling out technology that will allow you to tap your card on your smart device to add it to your wallet. You’ll also be able to tap your card to your phone to confirm a transaction without needing to input any additional information.
Visa is rolling out technology that will allow you to tap your card on your smart device to add it to your wallet. You’ll also be able to tap your card to your phone to confirm a transaction without needing to input any additional information.
So like almost any tap to pay system?
Shit I was doing this stuff with GPay for years.
Within a decade, you’ll likely access all of your cards with one credential and choose which payment method you’d like to use. That includes not just credit and debit cards, but also buy now, pay later options and direct payments from your bank account.
